H

Higher Lending Charge
This charge is payable (usually added on to your loan) if you borrow more, for example, than 90% of the valuation or purchase price of your property.

Home Buyers Report
This is an intermediate-level survey which is usually offered by the mortgage lender and prepared by their own surveyor. The homebuyer's report comments on the structural condition of most parts of the property that are readily accessible, but it does not involve in-depth investigation or the testing of water, drainage or heating systems.

Home Contents Insurance
A policy insuring household contents against theft and damage.

Home Envirosearch
A report on detailed flood, subsidence and land contamination history for each UK neighbourhood.

Your home may be repossessed if you do not keep up repayments on your mortgage